This website and all photographs are © Copyright Hayley Baker. All Rights Reserved. The use of any of the photographs on this website without the written permission of the photographer is strictly prohibited and violations will be pursued to the furthest extent allowed under the law.
You may obtain permission to use images from this website by contacting me here.
The information on this site is of a general nature. It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek further advice before making any decisions.
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